AUTO INSURANCE

WITH THE MIKE ARNOLD INSURANCE AGENCY, YOU’LL DISCOVER COMPETITIVE AUTO INSURANCE RATES AND EXPLORE AVAILABLE DISCOUNTS.

We help you get the protection you need at a price that’s right for you and your home in Virginia. Whether you are looking to insure a family car or luxury vehicle, the Mike Arnold Agency can help you understand your insurance options and what makes the most sense for your insurance needs.

Our experience will help you create a well-constructed plan to protect both your current assets and your future income. Our dedicated insurance agents offer a free annual insurance review, which helps identify any gaps in your coverage and makes sure you’re getting the discounts you deserve – including multi-car, safe driver, good student, and multi-line discounts.

 

Protection for you and others:

• Bodily Injury and Property Damage: Bodily Injury and Property Damage Liability covers your legal liability for a covered accident that involves injury to another person or damage to someone's property, up to the limit of liability you select.

• Medical Expenses: Medical Expense coverage can help cover the medical expenses associated with auto accidents. It generally covers medical expenses for you, your passengers, and any family members driving the insured vehicle at the time of the accident - no matter who's found to be at fault. It can also help cover you if you or your family member is injured in another car or injured as a pedestrian involved in a motor vehicle accident.

• Uninsured/Underinsured Motorist Bodily Injury and Property Damage: Uninsured motorist coverage protects you if you're in an accident with an at-fault driver who doesn't carry liability insurance or is underinsured.

 

Protection for your vehicle

• Comprehensive : Comprehensive coverage covers damages to your vehicle not caused by a collision, such as: glass damage, hail, an incident with an animal, fire, theft and vandalism of the vehicle among other coverages.

• Collision : Collision coverage refers to protection for your car when it is involved in an at-fault accident with another vehicle or an object. This important coverage will help cover the cost of repairs to your vehicle.

• Roadside Assistance : Breakdown coverage that can include towing, battery jump starts, flat tire assistance, lock out service, ditch extraction, and providing a small amount of fuel when a vehicle runs out of gas.