We are excited to bring back our Mike’s Moments videos! The insurance industry has gone through a variety of changes over the last few years causing rates to increase, carriers to be more restrictive, and even non-renewal letters being sent out. We want to keep you up to date with the evolving changes and provide solutions to best protect your current assets and future income. In this Mike’s Moment, we discuss the issuance of non-renewal letters. With the increased frequency and severity of claims, inflation, and pressure from reinsurers, carriers have taken corrective actions causing them to be more restrictive on several items. Typical items we see addressed in a non-renewal letter are the condition and age of roofs, debris and other attractive nuisances on the property, even where a home is located. If you receive a non-renewal letter from your carrier, please reach out to us. We can review and assist by helping you formulate a strategy to obtain a replacement policy. As an independent agent we have a variety of carriers to choose from. We have both national and regional carriers. This allows us to find a carrier that best fits your needs. Please call us at 434-295-2692 or visit us at www.mikearnoldagency.com to learn more and schedule a care review.

Enjoy our next installment of Mike's Moments where Mike dives into the rising costs of insurance. From inflation, to catastrophic claims from floods, fires, and hurricanes, higher costs of building materials, Mike sheds a light on what is causing increases in insurance rates and how we can help. Also check out this article from NPR going over factors involved with auto insurance rate increases. https://www.npr.org/2023/09/13/1199032000/car-auto-insurance-premium-inflation

Enjoy our next episode of the Mike Arnold Agency Podcast featuring Nick Ward, Special Education teacher at Fluvanna High School. As an alumnus of Fluvanna High School himself, Nick has always had an interest in sports, education, and community. We are grateful for the opportunity to learn more about his 20 plus years of coaching experience, his passion for special education and servicing the community, and his role starting and growing the Medford basketball league.

It's the final podcast episode of 2022! Just in time for your New Year Resolutions, this episode features Caryn Ranney of Ranney Heath Coaching & Training. Creating a new habit can be a challenge, but Caryn's approach to health behavior change and movement combine to find strategies that work best for her clients. Learn more about Caryn and her services in this inspiring episode! You can learn more about Ranney Health Coaching and Training by visiting her website https://www.ranneycoaching.co/ or check out her LinkedIn page https://www.linkedin.com/in/caryn-ranney-01a16364/

It's that time of year where you start to see more deer traveling near roads and highways. When they wander into the road you may have asked yourself if you should hit the deer or swerve to miss it. Enjoy this episode of Mike's Moments where we look at how this scenario can impact your insurance and a potential claim.

We've seen inflation impact all of us at the grocery store, gas pump, and even higher premiums with your insurance. Enjoy another episode of Mike's Moments where we discuss the effects of inflation on your insurance and the reasons why your rates may be going up. We always welcome questions and are more than happy to review your current policies. Contact us today at (434)-295-2692 or visit www.mikearnoldagency.com

Enjoy our next episode of the Mike Arnold Agency Podcast featuring Gillian Shasby. She is the Director of Publications for Journal of Neurosurgery Publishing Group that creates scientific journals dating back as early as 1944. They are self published and staffed with self trained experts, completing projects from start to finish almost entirely in house. A unique feature of the Journal of Neurosurgery is their peer reviews, which are done by dedicated professionals and undergo extremly involved and thorough processes. Learn more about Gillian's life in Charlottesville and her publishing career in this Mike Arnold Agency Podcast. Visit https://thejns.org/ to explore some of these journals. Want to see more podcasts or or learn more about our insurance agency? Visit us at www.mikearnoldagency.com

Enjoy another episode of Mike's Moments where we discuss when to add your new teen driver, good student discounts, and more! Looking for a quote or have a question about your insurance? Visit www.mikearnoldagency.com or call us at 434-295-2692.